Wage Garnishment Lawyer in AZ
One of the top reasons that people in Arizona seek out our bankruptcy attorneys is because their wages are being garnished. Therefore, when your debt gets out of control, you may receive a legal document known as a summons. Thus, you must either respond to the summons or appear in court to defend yourself. If not, or you are unsuccessful, the creditor who served the summons on you will receive a money judgment against you.
Next, once the creditor has a money judgment, they can pursue a writ of garnishment through the courts. Plus, once your employer has been served with the wage garnishment, they are legally required to remit a standard percentage of your paycheck to your creditor. If you are facing a wage garnishment in Arizona, make sure to contact our Arizona wage garnishment attorneys.
In a perfect world, your wage garnishment would never get past the summons phase. Whenever possible, you should contact a bankruptcy attorney before your creditor has obtained a writ to garnish your wages. Contacting a debt relief expert will ensure you have the maximum amount of options available to address the impending garnishment. The longer you wait, the harder it will be to fight the garnishment, and the more your creditor will receive out of your paychecks.
One of the strongest ways to fight a wage garnishment in Phoenix, Arizona is by filing bankruptcy. Once your petition is filed, your creditors are prohibited from a number of actions, including garnishing your wages. Therefore, your garnishment may be paused for the duration of your bankruptcy, or eliminated altogether.