Glendale Bankruptcy Lawyers

Bankruptcy Attorneys in Glendale, Avondale, Peoria, and  Surprise, Arizona

In need of the services of our Glendale bankruptcy Lawyers?  Like many other communities throughout the United States, the community of Glendale has been continuing to struggle through years of a weak economy.  For example, some people may have experienced layoffs, and others may have remained underemployed for long periods as they were unable to find skilled work in their fields.  While others may have turned to personal loans or credit cards to help them make it through the hard times.  Despite their hard work and their best intentions, those debts may have gotten away from them.

Glendale, Arizona bankruptcy lawyers

GLENDALE BANKRUPTCY LAWYERS CAN HELP

If you find yourself in a similar situation, our Glendale bankruptcy lawyers may be able to help you get the debt relief you need through bankruptcy.  The expert attorneys at My AZ Lawyers offer free consults and payment plans for people in need of debt relief in Glendale, Peoria, Avondale, and Surprise, Arizona.  Though many people think of bankruptcy as a sign of failure or defeat, it is actually a program created under the law for people like you who are struggling with overwhelming debts and who need a second chance.

One of our Glendale bankruptcy lawyers will work to help you understand your options under this legal protection program.  Bankruptcy is a federal program created to help out people who need a fresh start.

In addition, other reasons you may find yourself needing to consider bankruptcy include:  having gone through a recent divorce or a major illness or injury.  Also, our Glendale bankruptcy lawyers do not judge, we understand that hard times happen upon even the best of people.

Bankruptcy may be able to help you discharge unsecured debts such as credit cards, medical bills and personal loans while possibly keeping assets such as your home and car.

In other cases, bankruptcy can help you reorganize your debt so that you are making one payment that you can afford under a lower interest rate.  Know all of your debt relief options when you are seeking assistance from Glendale bankruptcy lawyers.  Our debt relief team can assist you.  Let our years of experience filing bankruptcies for the people of Glendale, Arizona go to work for you.

EXPERIENCED GLENdALE Bankruptcy ATTORNEY

GLendale zero down bankruptcy Lawyers

Our Glendale Bankruptcy law firm used to be like many other bankruptcy firms.  We used to require clients to pay their balance in full before their case was filed. However, we realized that this was often something that could not happen or something that took a very long time to accomplish.  
However, our Glendale bankruptcy attorneys quickly realized that paying bankruptcy fees isn’t in our clients’ budgets.  This was especially true of those whose wages are being garnished, or for people in Glendale who are struggling to make minimum monthly payments on their debts. As a solution, we adopted a Zero Down Bankruptcy option for Chapter 7 Bankruptcies.  Contact our Glendale Zero Down Bankruptcy Lawyers for additional information on filing you bankruptcy without coming out of pocket.

Glendale Divorce Lawyer, Attorneys for Divorce in Glendale, AZ

Glendale Divorce Lawyer, Attorneys for Divorce in Glendale, AZ

Glendale Divorce Lawyer, Attorneys for Divorce in Glendale, AZ

GLENDALE BANKRUPTCY FAQs

Frequently Asked Questions Regarding Bankruptcy in Glendale, Arizona

Our experienced Glendale Bankruptcy Lawyers take a look at some of the most asked questions regarding Chapter 7 and Chapter 13 bankruptcy filings in Glendale, Arizona.  Our Glendale Bankruptcy Team is made up of attorneys and debt relief agents who are ready and available to assist you with your Glendale Debt Relief needs.

ANSWER:

Bankruptcies are a matter of public record, so anyone can specifically go search the bankruptcy docket for your name. Your creditors and cosigners on loans will be notified of your bankruptcy, as will your landlord if you break your lease in bankruptcy. Your spouse will need to know and be involved in your bankruptcy filing if you are legally married.

CONTACT AN EXPERIENCED GLENDALE BANKRUPTCY ATTORNEY

ANSWER:

The biggest difference between Chapter 7 and Chapter 13 is that debts aren’t repaid in a Chapter 7, but are in a Chapter 13. Chapter 7 lasts 4-6 months, and Chapter 13 lasts 3-5 years. However, both require that you complete credit counseling, submit a petition, and attend a 341 Meeting of Creditors.

CONTACT AN EXPERIENCED GLENDALE BANKRUPTCY ATTORNEY

ANSWER:

Less than 1% of Chapter 13 bankruptcy cases that are filed without an attorney are dismissed, so filing Chapter 13 on your own is not recommended. You have a better chance of successfully discharging your bankruptcy on your own in Chapter 7, but still risk dismissal, delays, extra fees, surrendering assets, failing to include creditors, etc. Most bankruptcy attorneys will tell you during a consultation if your case is simple enough that you could probably do it yourself or with just a document preparer.

CONTACT AN EXPERIENCED GLENDALE BANKRUPTCY ATTORNEY

ANSWER:

The filing fee for a Chapter 7 bankruptcy in Glendale, Arizona is $338. The filing fee for a Chapter 13 is $313.

CONTACT AN EXPERIENCED GLENDALE BANKRUPTCY ATTORNEY

ANSWER:

Filing bankruptcy in Glendale, Arizona is a legal way for people struggling with debt to discharge or reorganize these debts into more affordable payments. It also protects the debtors against creditor collection while their cases are active. Debtors are no longer liable for debts that are discharged in bankruptcy.

CONTACT AN EXPERIENCED GLENDALE BANKRUPTCY ATTORNEY

ANSWER:

Most consumers choose between Chapter 7 and Chapter 13 when filing bankruptcy in Arizona. A Chapter 7 is a liquidation bankruptcy, while a Chapter 13 reorganizes debts into a 3-5 year payment plan. Chapter 11 is another type of bankruptcy which is less common, but also has provisions for small business owners.

CONTACT AN EXPERIENCED GLENDALE BANKRUPTCY ATTORNEY