How Long Will Bankruptcy Mess Up My Credit? What Happens To Your Credit When You File For Bankruptcy? Many people hold off filing bankruptcy because of the potential impact it could have on their credit. It is true that declaring bankruptcy can cause a drastic [...]

Arizona Pool Accident Injury Lawyers Know Your Rights If You Get Injured In a Swimming Pool When most people think of personal injury lawyers, they think of lawsuits resulting from car accidents or slip and falls. But personal injury lawsuits can arise from several types [...]

Tax Refunds & Filing Bankruptcy What Could Happen To Your Tax Refund If You File For Bankruptcy? Most people who have looked into bankruptcy know that several of their assets could be at risk, especially if they file Chapter 7 versus Chapter 13. There is [...]

6 Documents You Will Need To Give Your Bankruptcy Attorney Dealing With Paperwork Before Filing For Bankruptcy In Arizona If you are considering filing for bankruptcy, you have to demonstrate every single aspect of your finances to your Ahwatukee bankruptcy lawyer. As you can guess, [...]

Can I File Bankruptcy In Arizona Without My Spouse? Arizona Community Property Laws & When It Might Be Advantageous To File Bankruptcy Without Your Spouse When you take your wedding vows, you’re agreeing to take part in almost every part of your spouse’s life. Arizona [...]

What’s a Realistic Timeline For My Credit Score To Bounce Back After Bankruptcy? How Does Filing For Bankruptcy Affect Your Credit Score One of the primary concerns of many people considering filing for bankruptcy is how it will impact their credit score. The idea persists [...]

Steps To Filing Bankruptcy On Credit Card Bills Should I File For Bankruptcy For Credit Card Debt? Unsurprisingly, credit card debt is one of the leading causes of bankruptcy in the United States. When your balance gets out of control, you may be pegged with [...]

How Do Student Loan Forgiveness and Discharges Differ? Options to consider for Student Loan Debt Relief One of the biggest debts that many people carry is a student loan (or loans). Some people are paying more than $500 or even $1,000 a month for their [...]

The Impact of Bankruptcy on Your AZ and Federal Tax Refunds What Happens to Your Tax Refund After Filing For Bankruptcy? You’ve gotten to the point where you’re realizing that bankruptcy is going to be the best way to deal with your overwhelming debt. Yet [...]

How The End Of Mortgage Forbearance Will Impact Bankruptcy Filings What Happens When a Mortgage Forbearance Ends? During a mortgage forbearance, you may stop or reduce your monthly mortgage payments without action by your loan provider. For how every many months the forbearance lasts, your [...]

Are There Furniture Exemptions When You File For Bankruptcy? Does Filing For Bankruptcy Means I Can Lose All My Belongings? When you file for bankruptcy, the court will take a close look at your finances to determine if you qualify for bankruptcy and whether you [...]

Does Filing For Bankruptcy Target Your Disposable Income? Bankruptcy Lawyers Explain How Your Income & Assets Will Be Treated In a Bankruptcy Filing You may be thinking of filing for bankruptcy to get needed debt relief, but you may be worried that in addition to [...]

Debt Collection Harassment: How To Stop Calls After Bankruptcy How To Deal With Creditor Calls & Letters After a Bankruptcy Filing In Arizona One of the first signs that you’re having problems with debt is that you are getting letters and phone calls from your [...]

How Crippling Medical Debt Contributes To The Growing Bankruptcy Problem How Filing For Bankruptcy Can Put An End To Your Medical Debt Problems In Arizona Medical debt is one of the biggest contributors to bankruptcy filings. There are a lot of reasons that people can [...]

How Can a Bankruptcy Provide a Reputable Defense against Lawsuits? Filing For Bankruptcy Relief Can Stop Creditor Harassment In Arizona Most debt problems result in a lot of harassing phone calls and emails. You get to the point that you don’t want to answer your [...]

Filing Bankruptcy In Arizona: A Detailed Outline Of Each Phase Mesa’s Reliable Bankruptcy Attorneys Carefully Explain The 6 Steps In a Bankruptcy Process By the time you’re ready to file for bankruptcy, you likely want to get it done as quickly as possible. You have [...]

Substituting Bankruptcy For Other Options: Is It Viable? What Are The Alternatives To Filing For Chapter 7 Or Chapter 13 Bankruptcy? Bankruptcy is the most effective solution for debt relief available for most people. However, many people want to do whatever they can to avoid [...]

Essential Distinctions Between a Student Loan Forgiveness & Discharge Arizona Bankruptcy Attorneys Explain Student Loan Debt Relief Methods Student loan debt is one of the biggest debts that people carry – and one of the biggest reasons they start thinking whether or not to file [...]

Arizona Bankruptcy Exemptions in Chapter 7 & Chapter 13 Bankruptcy Filings Expert Arizona Bankruptcy Attorneys Take a Look at The Exemptions When Filing For Bankruptcy Our Arizona Bankruptcy Lawyers take a look at the exemptions that will be applicable if you are going to file [...]

Bankruptcy Substitutes and How You Can Settle Your Debts Understanding the Variety of Bankruptcy Substitute Options A lot of people think of bankruptcy as a last-resort option – mistakenly, since it can provide profound debt relief and help you restart your financial life faster than [...]

Bankruptcy vs. Debt Settlement: Which One is Right for Me? Our AZ Bankruptcy Attorneys Explain What Would Be the Best Option Between Debt Settlement and Bankruptcy By the time you are mired in debt and are dealing with non-stop calls and letters from your creditors, [...]

Frequent Mistakes that Could Put Your Social Security at Risk Your social security is an important asset that you can help support you after you retire – or after you have finished working due to disability. But social security rarely pays enough for you to [...]

How to Avoid a Foreclosure when Filing for Bankruptcy Most people have a mortgage that lasts for 30 years. There’s a lot that can happen in 30 years. You can lose your job, you can become seriously ill or injured and rack up hundreds of [...]

The Credit Effects of Foreclosures and Short Sales A mortgage is a secured debt, meaning that you can’t just decide not to pay and to walk away. If you fall behind on your payments, for any reason, the bank has the right to sell the [...]

COVID-19 Debt: Measures You Can Take to Manage Your Finances The COVID-19 pandemic has caused sweeping economic changes. Many people have lost their jobs, and others have had their jobs put on hold or had their salaries reduced. A lot of people are not able [...]

How to Overcome Your Spending Habits after a Bankruptcy We live in a consumerist society. It’s very easy to get caught up in a cycle of spending, even beyond what you can afford. Credit is easy to come by, and we are inundated with ads [...]

Bankruptcy Last Resort or Secret Weapon Deciding to file for bankruptcy is a very personal decision. You may agonize over whether it is the right choice, and if you decide that it is, you may wring your hands over the right timing. You may tell [...]

Securing Your Assets When Filing for Bankruptcy Bankruptcy is a valuable legal tool that can help you get out from under the burden of rising debt. Some have a stereotypical notion of bankruptcy in their minds that includes only very poor people who are living [...]

Reorganizing Your Debt under Chapter 13 Bankruptcy Huge debts can become overwhelming. However, you may try to pay them off, but your credit card interest rates just keep resetting higher and higher as your credit score suffers, making it harder for you to pay down [...]

Can I Clear My Medical Debt by Filing for Bankruptcy in Arizona? There is no shortage of information about how health care expenses have spiraled out of control. Life-saving drugs cost thousands of dollars a month in some cases, and a single surgery can cost [...]

Child Support and Filing Bankruptcy As a parent in Arizona, it's the responsibility of yours to provide for your children.  Therefore, this includes paying the child support of yours on time. Arizona doesn't take this responsibility lightly and also have numerous punishments at the disposal [...]

FoodFirst Global Files for Chapter 11 Bankruptcy What does this mean for local Gilbert, Arizona restaurant Brio? On 5/11/2020 the Attorneys and Staff at My Arizona Lawyers write: In April, 2020, FoodFirst Global Restaurants filed for Chapter eleven Bankruptcy protection. The company has Brio Tuscan Grille, [...]

The Pros and Cons of Filing for Chapter 13 Bankruptcy Filing for bankruptcy can give you substantial debt relief, helping you to regain control of your finances and get your life back on track. When many people think of filing for bankruptcy in Glendale, they [...]

Will Filing for Bankruptcy Allow Me to Keep My Car? Your car is likely one of the most valuable things you own. Not only is likely worth more money than any item you own besides your house, but it also serves a highly valuable role, [...]

Arizona Bankruptcy Guide: How Often is it Allowed? Unfortunately, financial troubles are not limited. You can go through serious financial problems and get into major debt and think that the worst is behind you. But then you can face the same troubles if you lose [...]

How Coronavirus May Impact the Bankruptcy Field With millions of Americans practicing some level of quarantine, politicians are scrambling with how to deal with the economic fallout caused by the spread of COVID-19. The top reason people file for bankruptcy in Arizona is because of [...]

How Does Unemployment Effect My Ability to File for Bankruptcy? Losing your job can be a huge, financial blow. Even if you have savings, you may only be able to get by for a few months or less on what you have. The longer it [...]

Bankruptcy Myth: If married, both spouses must file bankruptcy. If you are married, you have the option of filing bankruptcy singly, so this myth is simply not true. Hence, the only involvement your spouse may have in your bankruptcy will be supplying information and financial [...]

Debt Consolidation: Is It Right for You? We all carry a little debt from time to time (or all the time). But at times, our debt becomes unmanageable. Either we weren’t careful with our finances and those balances creeped up on us until we were [...]

Can I Keep My House if I File for Bankruptcy? One of the biggest things that holds people back from filing bankruptcy and getting the debt relief they need is the fear that they will lose their house. They want to get rid of their [...]

Bankruptcy Guide: How Long Does it Stay on My Credit Report? One reason that many people don’t file for bankruptcy even when they should is that they fear what it will do to their credit report. They think that the bankruptcy will stay on their [...]

How Often is Too Often to File for Bankruptcy in Arizona? Life happens. And when it does, it can get expensive. You can lose your job and drain your savings or start living on your credit cards. You can get sick and suddenly have tens [...]

Will My Bankruptcy Show Up on a Background Check? A lot of people worry that if they file for bankruptcy in Arizona, they won’t ever be able to get credit again. Many ask,  "Does bankruptcy show on a background check?"   They know that bankruptcy can [...]

Discharging Medical Bills with a Bankruptcy: What are the Rules? The health care system has gotten out of control, with expenses skyrocketing and insurance coverage falling steadily. More and more people are paying out of pocket for their medical expenses, or they are getting hit [...]