Mesa Bankruptcy Lawyers

Mesa Bankruptcy Services | Bankruptcy Lawyers in Mesa, AZ

Some of the top employers in Mesa include the public schools, government and low-paying companies like retail establishments. As the economy continues to limp along in these sectors and budget cuts continue to be made, many residents are struggling to make ends meet. Some may find themselves in over their heads and looking for debt relief to climb their way out. Bankruptcy can be the solution that many people need.

Many people have a negative view of bankruptcy, seeing it as a kind of failure. In reality, bankruptcy was designed to give people struggling with debts a chance to start over. It is protection afforded under the law to avoid financial ruin. Sometimes filing for bankruptcy in Mesa, AZ through experienced Mesa bankruptcy services like the bankruptcy attorneys at My AZ Lawyers, PLLC is the only way to overcome your debt and get a fresh start.

If you are struggling with seemingly insurmountable debts, a bankruptcy lawyer may be able to help you get the debt relief that you need. The Mesa bankruptcy attorneys at My AZ Lawyers can evaluate your circumstances and let you know how bankruptcy may be able to help you. The experienced lawyers at My AZ Lawyers can recommend what chapter of bankruptcy might be best for you and can help guide you through the process. The Mesa bankruptcy services are provided with a low fee guarantee and start with a free consultation.

Though you technically can file for bankruptcy yourself, it is not recommended. Filing for bankruptcy can actually be a complicated process, and failing to get all the details just right can result in severe penalties. By working with a bankruptcy lawyer, you can ensure that all the paperwork is filed appropriately, and that you are taking advantage of all the opportunities that bankruptcy affords you, such as the possibility of keeping certain assets.

Our Mesa Bankruptcy Team

Our Mesa bankruptcy lawyers will make sure that every document is filed completely and correctly. By hiring a competent and experienced bankruptcy attorney, you can be sure that nothing goes overlooked. Bankruptcy can be stressful and intimidating, but by having appropriate legal counsel, you can relax and be certain that you are on the road to a brighter financial future. We understand the emotional toll debt and bankruptcy can have on our clients, which is why we work swiftly and efficiently so that you can get a good night’s sleep sooner.

Mesa Chapter 7 Bankruptcy

A Mesa Chapter 7 bankruptcy is also known as liquidation bankruptcy, because assets can and may be used to pay off your creditors. If Chapter 7 is the right fit for you will be determined with the means test and during a consultation with our Mesa chapter 7 lawyers. The moment we file for Chapter 7 bankruptcy an automatic stay will prevent all collection attempts from creditors. The length of this stay can vary. Consult your attorney about the terms of a Chapter 7 bankruptcy and its implications in your personal financial situation.

Mesa Chapter 13 Bankruptcy

A Mesa Chapter 13 bankruptcy is also known as a reorganization bankruptcy, because your debts are reorganized by a payment plan that allows you to pay off your creditors over the course of three to five years with your monthly income. Unlike in a Chapter 7 bankruptcy, you will probably be able to keep most if not all of your assets as they are not used to satisfy the claims of your creditors. Chapter 13 is a consumer bankruptcy that is designed to alleviate the financial burden that our clients carry with them while trying to keep up with their bills.

Forget what you think you know about bankruptcy and contact our Mesa bankruptcy team today. We can help you to find peace of mind and assist you in taking charge of your financial future. Put an end to sleepless nights and days of endless worry and meet with a bankruptcy attorney today. Bankruptcy laws are put in place to give people struggling with debts a helping hand and to take away the shadow of debt that is hovering over them. Take the first step today, you will be glad you did.

Find out how you might be able to get debt relief and start taking back control of your finances by calling My AZ Lawyers today. A Mesa bankruptcy lawyer may be able to work with you to get you the clean slate that you need. Our office offers FREE evening and weekend consultations by appointment. Call and schedule a consult with our Mesa bankruptcy services today.