Substituting Bankruptcy For Other Options: Is It Viable? What Are The Alternatives To Filing For Chapter 7 Or Chapter 13 Bankruptcy? Bankruptcy is the most effective solution for debt relief available for most people. However, many people want to do whatever they can to avoid [...]

Essential Distinctions Between a Student Loan Forgiveness & Discharge Arizona Bankruptcy Attorneys Explain Student Loan Debt Relief Methods Student loan debt is one of the biggest debts that people carry – and one of the biggest reasons they start thinking whether or not to file [...]

Arizona Bankruptcy Exemptions in Chapter 7 & Chapter 13 Bankruptcy Filings Expert Arizona Bankruptcy Attorneys Take a Look at The Exemptions When Filing For Bankruptcy Our Arizona Bankruptcy Lawyers take a look at the exemptions that will be applicable if you are going to file [...]

Bankruptcy Substitutes and How You Can Settle Your Debts Understanding the Variety of Bankruptcy Substitute Options A lot of people think of bankruptcy as a last-resort option – mistakenly, since it can provide profound debt relief and help you restart your financial life faster than [...]

Bankruptcy vs. Debt Settlement: Which One is Right for Me? Our AZ Bankruptcy Attorneys Explain What Would Be the Best Option Between Debt Settlement and Bankruptcy By the time you are mired in debt and are dealing with non-stop calls and letters from your creditors, [...]

Worried about losing your Social Security Income in bankruptcy? Learn crucial tips to protect your SSI from creditors & secure your financial future in Arizona

How to Avoid a Foreclosure when Filing for Bankruptcy Most people have a mortgage that lasts for 30 years. There’s a lot that can happen in 30 years. You can lose your job, you can become seriously ill or injured and rack up hundreds of [...]

The Credit Effects of Foreclosures and Short Sales A mortgage is a secured debt, meaning that you can’t just decide not to pay and to walk away. If you fall behind on your payments, for any reason, the bank has the right to sell the [...]

COVID-19 Debt: Measures You Can Take to Manage Your Finances The COVID-19 pandemic has caused sweeping economic changes. Many people have lost their jobs, and others have had their jobs put on hold or had their salaries reduced. A lot of people are not able [...]

How to Overcome Your Spending Habits after a Bankruptcy We live in a consumerist society. It’s very easy to get caught up in a cycle of spending, even beyond what you can afford. Credit is easy to come by, and we are inundated with ads [...]

Bankruptcy Last Resort or Secret Weapon Deciding to file for bankruptcy is a very personal decision. You may agonize over whether it is the right choice, and if you decide that it is, you may wring your hands over the right timing. You may tell [...]

Securing Your Assets When Filing for Bankruptcy There are several factors a person should consider before filing for bankruptcy. One of the most important is if one’s assets will be protected throughout the case. States vary on which property debtors filing for bankruptcy are allowed [...]

Reorganizing Your Debt under Chapter 13 Bankruptcy Huge debts can become overwhelming. However, you may try to pay them off, but your credit card interest rates just keep resetting higher and higher as your credit score suffers, making it harder for you to pay down [...]

Can I Clear My Medical Debt by Filing for Bankruptcy in Arizona?   There is no shortage of information about how healthcare expenses have spiraled out of control. Life-saving drugs cost thousands of dollars a month in some cases, and a single surgery can cost [...]