Phoenix Chapter 7 Bankruptcy Attorneys

Our Arizona Debt Relief Firm Can Help You Get a “Fresh Start Bankruptcy”

Chapter 7 bankruptcy, Arizona’s most frequently filed chapter of bankruptcy is also known as “fresh start bankruptcy”.  Many people in all walks of life fun into unexpected financial difficulties.  They are faced with over-whelming credit card debt, medical bills, and can’t keep current on their bills.  Usually, this is caused by something unexpected such as:  illness, divorce, loss of work, pandemic, or other circumstances that were unforeseen.

If you are finding yourself in a bad financial predicament, filing Ch 7 bankruptcy can be an effective debt relief method.  Filing a Phoenix Ch 7 bankruptcy discharges most of your debt.  Declaring Chapter 7 in Arizona gives you the “Fresh Start” you need. Additionally, in most cases, you will be able to keep your car, your home, and your retirement.

 Chapter 7 to Stop a Wage Garnishment

Zero Down Chapter 7 Bankruptcy

Benefits of Filing Ch 7 in Arizona

Stop a wage garnishment

 Chapter 7 to Stop a Wage Garnishment

Zero money down to file bankruptcy

Zero Down Chapter 7 Bankruptcy

Chapter 7 bankruptcy

Benefits of Filing Ch 7 in Arizona

What is a Chapter 7 Bankruptcy?

A Phoenix Chapter 7 Bankruptcy is a liquidation of your unsecured debts. Thus, debts that are dischargeable in a Ch 7 Bankruptcy are credit cards, medical bills, registration loans, personal loans, and some back taxes. Additionally, you will be required to submit a petition with all of your financial information, take credit counseling courses, and attend a 341 Meeting of Creditors.

How long does a Phoenix Chapter 7 Bankruptcy stay on your credit?

A Chapter 7 BK will remain on your credit for 10 years. Additionally, it will be two years until you are eligible for FHA home loans.  However, you can still rent and open new lines of credit until the bankruptcy is off your credit.

How to stop a foreclosure in Arizona infographic

How Much Does it Cost to File Chapter 7 in Arizona?

The filing fee for a Chapter 7 in Arizona is $335.  Thus, the filing fee is usually paid when the case is filed.  Contact our Phoenix Chapter 7 Bankruptcy Attorneys with additional questions.