Steps You Can Take if You Fail a Field Sobriety Test If an officer notices concerning behavior, you may be pulled over and asked to take a field sobriety test. This doesn’t mean that you are drunk, nor does it mean that you have even [...]
How to Avoid a Foreclosure when Filing for Bankruptcy Most people have a mortgage that lasts for 30 years. There’s a lot that can happen in 30 years. You can lose your job, you can become seriously ill or injured and rack up hundreds of [...]
The Credit Effects of Foreclosures and Short Sales A mortgage is a secured debt, meaning that you can’t just decide not to pay and to walk away. If you fall behind on your payments, for any reason, the bank has the right to sell the [...]
Can You and Your Spouse Come to a Child Support Agreement without an Attorney? Technically, you can get through your entire divorce without hiring an attorney to help you with any of it. You and your spouse can draw up the paperwork, sign it, file [...]
Why You Should Consider Divorce Mediation as a First Step Divorce can seem like war. In fact, many books and movies have shown it exactly like that, even including the word “war” in the title. Most people getting a divorce seem like enemy combatants. Attempting [...]
The Effects of a DUI Conviction on Your Insurance Rates Sometimes, the consequences of doing something can seem so abstract that they don’t really sink in enough to deter you from doing it. Sure, you know that driving under the influence is bad and can [...]
6 Things to Prepare for with a DUI Conviction A DUI conviction can have serious consequences. You will be ordered to pay steep fines, and you may spend time in jail or have probation. But that’s just the start. A DUI conviction can change everything [...]
COVID-19 Debt: Measures You Can Take to Manage Your Finances The COVID-19 pandemic has caused sweeping economic changes. Many people have lost their jobs, and others have had their jobs put on hold or had their salaries reduced. A lot of people are not able [...]
How to Overcome Your Spending Habits after a Bankruptcy We live in a consumerist society. It’s very easy to get caught up in a cycle of spending, even beyond what you can afford. Credit is easy to come by, and we are inundated with ads [...]
How to Ensure Continual Child Support Payments When Income is Uncertain The COVID-19 pandemic has created a lot of economic uncertainty. Businesses are closing, and people are losing their jobs by the millions. Those who still have their jobs may have taken a pay cut, [...]
How to Deal with Long-Distance Parenting during a Pandemic The COVID-19 pandemic has forced significant changes to our daily lives. Many people have had to work from home and even teach their children from home, and we’ve all had to maintain as much distance as [...]
Sleepy Driving and Drunk Driving: Are they Equally as Dangerous? There has been an increase in conversation about drowsy driving and how dangerous it is. Between that and distracted driving (like texting while driving), we keep hearing about the risks they pose and how they [...]
Does Smoking Alter the BAC Test? The blood-alcohol content (BAC) test, usually performed by a breathalyzer, is one of the most common tests to determine if you have been driving under the influence of alcohol. Police officers and prosecutors will use the results of a [...]
Bankruptcy Last Resort or Secret Weapon Deciding to file for bankruptcy is a very personal decision. You may agonize over whether it is the right choice, and if you decide that it is, you may wring your hands over the right timing. You may tell [...]
Securing Your Assets When Filing for Bankruptcy There are several factors a person should consider before filing for bankruptcy. One of the most important is if one’s assets will be protected throughout the case. States vary on which property debtors filing for bankruptcy are allowed [...]
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